By Richard Horgan Los Angeles (Knewz) — The latest edition of the quarterly “BMO Real Financial Progress Index” finds 76 percent of Americans making lifestyle tweaks to prepare for a possible recession. A third, 34 percent, said they are delaying buying a new home or car. And with Christmas just around the corner, 28 percent revealed they are planning to cut back on holiday spending. On a more indirect level, 14 percent indicated they are staying in a job they don’t like. A year ago, the BMO Index found that 50 percent of Americans reported being “much more” financially secure. That group is n…