Julie Bowen is “very frugal.” The 52-year-old actress – who was previously married to real estate investor Scott Phillips and has Oliver, 15, and 13-year-old twins John and Gustav with him – reportedly receives $500,000 per episode for her role as Claire Dunphy in the ABC sitcom ‘Modern Family’ but is careful with money and will not be “buying an island” with her large salary. She said: “First of all, you and I are both California divorced. That’s its own financial situation and you roll with it. I can’t go into the details, because I have a lot of respect for my ex and we chill and we have re…