By Brian O’Connell As Biden’s White House takes aim at onerous consumer fees, it’s the “junk” fees that hurt the most. Last week, the White House declared war on so-called consumer “junk fees” – think aggressive bank overdraft fees or hidden hotel booking fees. According to the Biden administration, junk fees cost Americans $24 billion annually, often with lower-income consumers paying the freight. The opening salvo from Washington, D.C. may be a muted one, however, with the White House only issuing guidance or deliberating on federal action against junk fees. Currently, the Consumer Financial…