Q. Should I wait before taking Social Security? My wife and I are retired. She’s 67 and I’m turning 64. Financially, we’re in a good position. I collect a monthly pension of nearly $100,000 a year and our medical benefits are covered. My wife has been collecting Social Security since age 62. Our home is paid for, we have sizable IRAs and a joint brokerage account and we also have long-term care insurance. The pension and Social Security bring us reasonably close to paying for our lifestyle, yet we typically withdraw approximately $30,000 per year from our brokerage. If I take Social Security, …