It’s been a dozen years since a precocious Jack Skuller of Weehawken released his first single, “Love Is a Drum,” on Hoboken’s Bar-None Records at the ripe old age of 13. “I had a choice, have a bar mitzvah or record a single,” Skuller said at the time. He chose rock ‘n’ roll, and he’s never looked back. You might think Skuller would boast a sizable discography at this point, but life often has other plans. Now in his mid-20s and living on his own in Union City, Skuller will finally self-release his first solo album, “Draw the Lucky Card,” on Friday, Oct. 14. Along the way, Skuller won a Disne…