Can’t see the audio player? Click here to listen. Click here for a transcript of the episode. If you don’t have money and you don’t have a job, what are your best options for getting health care? It’s 2023 open enrollment season, and a lot of Americans are shopping for health insurance plans. And some are weighing the risks of skipping health insurance altogether. One listener wrote to “An Arm and a Leg” about his son, a student with no income who has aged out of the family’s health insurance. He asked: If his son buys a plan, would he be signing away the possibility of getting charity care (f…