By Jonathan Cable LONDON (Reuters) – German house prices will fall 3.5% next year as the cost of living crisis and rising borrowing costs hits consumers, but the chances of an outright crash are low, according to a Reuters poll of property market experts. Harmonised consumer price inflation in Europe’s largest economy was 11.6% last month and the European Central Bank has been raising interest rates just as the bloc is likely heading into a recession, putting intense strain on household budgets. Average house prices in Germany will fall 3.5% in 2023 the Nov. 8-18 poll of 12 market watchers pre…