BYTES – Lito Villanueva – The Philippine Star October 21, 2022 | 12:00am “Phygital.” This term may sound alien to some, but to many in the fintech and banking industry, this word is a key step to bridge our way toward the digitally and financially inclusive future we envision for the country and for every Filipino. Phygital fuses the words “physical” and “digital.” A hybridized word to mean technological innovation with human assistance and aims to bring together the best features of both. Millions of Filipinos from rural communities are still unbanked and underserved. They struggle with acces…