By Mike Bainbridge Our college football experts predict, pick and preview the Maryland Terrapins vs. Michigan Wolverines Big Ten game, with kickoff time, TV channel and spread. Big Ten play commences for a pair of undefeated teams Saturday as the Maryland Terrapins travel to Ann Arbor for their biggest challenge of the year: the Michigan Wolverines. As far as early-season tests go, Maryland (3-0) passed the first one on Saturday in an entertaining 34-27 home victory over a talented SMU team. Surprisingly, it was the defense that made the crucial plays in crunch time, forcing multiple turnovers…