The housing market is cooling. Interest rates have risen 4 percentage points since August 2021 when they were 2.7%. Inflation is at about 8.3%, making everything from groceries to gasoline more expensive. And home prices have risen 28% in the past two years, not counting gains so far in 2022. All of these things are combining to slow sales and increase inventory, pushing the market toward the buyer’s favor. “We’re now transitioning from a seller’s market … to a buyer’s market in which home buyers no longer feel a sense of urgency to buy quickly before prices go higher,” said Jeffrey Otteay, a …