Can I Apply for Supplemental Security Income Online?

In 1972, Congress enacted the Supplemental Security Income (SSI) program to ensure that disabled and blind individuals, as well as low-income elderly persons, would have a minimum level of income. The program replaced several existing programs that wer…

3 Ways the Pandemic Influenced Retirement for the Better

Because of the COVID-19 pandemic, Americans say they reevaluated their financial management practices, which included their retirement plans. In a Schwab study, 1,000 Americans between the ages of 25 and 70 were asked how they expected their spending, …

5 Trends in Finance

In our digital age, current events have an increasingly swift impact on our finances. Extreme weather events, warfare, and other forms of political and economic unrest on the other side of the world are all communicated instantaneously. Those events in…

What to Do When You Enroll in an ESOP

Depending on your company, your employer may offer different benefits packages and retirement plans. One less familiar type of plan you may encounter is an employee stock ownership plan (ESOP). If you haven’t dealt with these before, you’ll understanda…

How to Manage Debt in Retirement

If not carefully managed, debt can shackle a retiree, but if carefully managed, debt can also be a powerful financial tool. You can make it work in your favor throughout retirement. However, if you want to make the most of debt advantages, and minimize…

75 Fast and Easy Ways to Make Extra Money

Would you like to make money, but don’t know where to begin? You’re not alone. Aside from their regular jobs, 16% of adults performed side gigs to earn extra income. Among them, 64% spent fewer than 20 hours doing those jobs during that period, accordi…

Is It Time To Get a New Credit Card?

Credit cards are great for racking up rewards and points, but you want to ensure you have the right card for your spending style. There are many considerations when picking a card, and depending on your life stage, you may need to pick a new one. This …